Pricing

Transparency both ways.

We live our values.

Every fee will be explained to you at every stage. There should be no surprises.

Personal

For individual creators.

£5/month (UK) · €6/month (EU). Nothing to open it. That’s the whole pitch.
Service
Personal
Account opening
£0
Account fee
£5/month
FX margin
2.5%
ATM withdrawal
£1.50
Chargeback
£15
Service
Personal
Account opening
€0
Account fee
€6/month
FX margin
2.5%
ATM withdrawal
€1.75
Chargeback
€18
Business

For corporate entities.

Four tiers. Pick the one that matches your business and move up when you outgrow it.

Service
Bronze
Silver
Gold
Platinum
Account opening (one-off, refunded if we can’t open your account)
£50
£50
£50
Bespoke
Account fee
£25/month
£35/month
£45/month
Bespoke
FX margin
2.5%
2.25%
2.0%
Bespoke
ATM withdrawal
£1.50
£1.50
£1.50
Bespoke
Chargeback
£15
£15
£15
Bespoke

Talk to us about our Platinum tier. Designed for larger enterprises that sit outside our standard risk profile, Platinum comes with dedicated 1:1 support and an account manager you can contact directly. Pricing is set individually for Platinum accounts — if you think this is your business, please contact us directly at platinum@vaultus.co.uk.

Service
Bronze
Silver
Gold
Platinum
Account opening (one-off, refunded if we can’t open your account)
€59
€59
€59
Bespoke
Account fee
€30/month
€40/month
€50/month
Bespoke
FX margin
2.5%
2.25%
2.0%
Bespoke
ATM withdrawal
€1.75
€1.75
€1.75
Bespoke
Chargeback
€18
€18
€18
Bespoke
Full fee breakdown

Every payment fee, upfront.

We’re not going to bury this in a PDF you get after you sign up.
Inflow fee

In order to cover the additional costs that come with enhanced compliance checks, we charge a 1% inflow fee on money that enters your account, subject to a minimum charge shown below. There’s no second fee or stacking — just whichever number is bigger.

Service
Personal
Bronze
Silver
Gold
Platinum
Faster Payments in
£0.30 (1% above £30)
£0.30 (1% above £30)
£0.25 (1% above £25)
£0.20 (1% above £20)
Bespoke
SEPA in
£0.40 (1% above £40)
£0.40 (1% above £40)
£0.35 (1% above £35)
£0.30 (1% above £30)
Bespoke
SWIFT in
£5.75 (1% above £575)
£5.75 (1% above £575)
£5.50 (1% above £550)
£5.30 (1% above £530)
Bespoke
Service
Personal
Bronze
Silver
Gold
Platinum
Faster Payments in
N/A
N/A
N/A
N/A
N/A
SEPA in
€0.45 (1% above €45)
€0.45 (1% above €45)
€0.40 (1% above €40)
€0.35 (1% above €35)
Bespoke
SWIFT in
€6.75 (1% above €675)
€6.75 (1% above €675)
€6.45 (1% above €645)
€6.15 (1% above €615)
Bespoke
Outbound payment fees
All our outbound payment fees are charged at a flat rate — no percentage increase for the size of the transaction being sent. CHAPS is available at £15, no matter the tier.
Service
Personal
Bronze
Silver
Gold
Platinum
Faster Payments out
£0.30
£0.30
£0.25
£0.20
Bespoke
SEPA out
£0.40
£0.40
£0.35
£0.30
Bespoke
SWIFT out
£6.50
£6.50
£6.25
£6.00
Bespoke
Service
Personal
Bronze
Silver
Gold
Platinum
Faster Payments out
N/A
N/A
N/A
N/A
N/A
SEPA out
€0.45
€0.45
€0.40
€0.35
Bespoke
SWIFT out
€7.60
€7.60
€7.35
€7.05
Bespoke
Other fees and charges

Card issuance.

Service
Personal
Bronze
Silver
Gold
Platinum
Virtual card issuance
£0
£0
£0
£0
£0
Physical card issuance (per card)
£10
£10
£10
£10
£10
Service
Personal
Bronze
Silver
Gold
Platinum
Virtual card issuance
€0
€0
€0
€0
€0
Physical card issuance (per card)
€12
€12
€12
€12
€12
FAQ

Questions, answered.

We anticipate that the higher tiers will have more money flowing through the accounts. The more money that flows through, the cheaper it is for us to send a transfer — a saving we pass straight back to you.

No. 2.0-2.5% margin depending on tier, always shown before you convert, never a surprise on your statement.

Ready to see it for yourself?

Join Vaultus today.