About us

Built for the business they won't touch.

A financial platform for the adult industry

Built by the people who lived the problem it solves.

“…exposing them to blackmail.” The FCA’s September 2024 report records adult entertainment industry representatives describing how being forced onto personal accounts reveals their real name to clients.

“…may need to be ‘recalibrated’.” Firms told the FCA their own financial crime controls risk wrongly excluding this sector — even when they’d said, in theory, they’d onboard it.

Source: Financial Conduct Authority, “UK Payment Accounts Access and Closures: Update,” September 2024, paras 2.26–2.28 & 14.

The Problem

Why an entire, legitimate industry can't get an account.

Perfectly legitimate businesses in the adult industry struggle to access basic financial infrastructure. Banks and financial platforms often take a broad-brush approach to the industry’s regulatory risk — applying it to every business under the adult umbrella, even where it doesn’t actually apply.

Why Vaultus exists

Built by people who lived it.

The idea for Vaultus landed when four friends hit the same wall from different directions. Cameron, running an agency that moves substantial, entirely legitimate sums on behalf of the creators he manages, had already been debanked once.

Ava, a top content creator, had been debanked multiple times — most notably while moving abroad, scrambling to shift funds across accounts with days to spare, all while still having to lie to her bank about where her money went and why.

Supported by Kieran and Becky — a solicitor and a finance and data expert — as they paid a team of twelve people through Western Union and Wise while fabricating invoice descriptions so the payments looked like social media management instead of what they actually were.Vaultus exists because four people who understood the finance industry and the adult industry from the inside decided that the second industry deserved to be treated with the same legitimacy as the first — and no cover story should be required to get it.

Our Mission.

To give the adult industry the same standard of financial infrastructure every other legitimate business takes for granted — without requiring anyone to disguise, or apologise for, what they do to get it.

Who we are

The founding team.

Four founders with both the lived experience and the professional credibility to fix it properly.

Started her career as an Audit Associate at major national and multinational accounting firms, before specialising in Data Science and Technology. Co-owns a business providing data analytics, data science and reporting to businesses and agencies in the adult industry.

Over 4 years operating two exclusive brands — Ava Cole and Inked Ava — reaching the top 0.2% of all global creators. Nominated for Trans Creator of the Year at the XBIZ XMAs 2025. Debanked multiple times, and knows first-hand how deep the systemic issues run.

10+ years in Commercial Law and Intellectual Property, including a Central London law firm and a major UK broadcaster. Now owns and operates a Trans+ Talent Management Company, contracting a team of 50+ from around the world.

Specialisms in Commercial and Employment Law, qualified in England & Wales, with a background in private practice and HR/ER at national and global companies. Co-owns a business with wife and Vaultus co-Director Becky.

What we built

No cover story required.

No cover story required

We ask customers to tell us the truth about their business, and we take it at face value. We remove the reason for a business to reword invoices or disguise income sources.

Transparency both ways

We are open about what our fees cost and why they exist, and we expect the same honesty in return.

Legitimacy without apology

We operate to the same standard of seriousness as any regulated financial provider, because the businesses we serve deserve that standard.

Built by people who've lived it

Every founder at Vaultus has either been directly affected by debanking or stood close enough to it to feel the risk personally. We built the thing we needed ourselves.

Help us make this visible.

Vaultus has built the financial home this industry has never had. Join now, or get in touch if you’re press, a platform, or a partner.